Credit card companies say that simple defensive measures can protect you from fraud.  Some are:  shredding new credit card offers and old credit card statements. Not leaving your payment envelope stuck on the mailbox.

Other things you should do:

—Make sure your credit card company has your phone number so if a suspicious charge appears they can call you.

—Don’t use your debit card for an Internet purchase.  A thief could drain your account.

—If you get a call or email about an unusual charge on your account, give no information on the  phone.  Call the number on your credit  card.

—Keep record of your transactions.

—Notify the company if a statement or new card fails to arrive.

—Check your bills, checking your receipts against credit card charges.

—Keep a record of your credit card numbers, expiration dates and contact information in a secure location.