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Few people plan to die young—and almost everyone assumes they will live a relatively long time. Nothing brings reality into sharper focus than hearing about a family who suffers financially as a result of poor financial or estate planning. The death of Philip Seymour Hoffman in 2014, who passed away suddenly and unexpectedly, brings this […]
There are many reasons why the marriage rate has dropped drastically in the United States, and one may be the student-loan debt. A person who has graduated from a private university and borrowed money to pay his or her tuition could owe as much as $200,000. After graduating many cannot get a job and have […]
It is common knowledge that marriage is risky mainly because the divorce rate, though down from its peak of one in two marriages in the early 1980’s, remains high. Besides, you can live a perfectly respectable life today without getting married. Having children outside of wedlock has also become common. Even so, it’s surprising how […]
Cohabitation in the United States has increased by more than 1,500 percent in the past half century. In 1960 about 450,000 unmarried couples lived together. Today the number is more than 7.5 million. The majority of young adults will live with someone in a romantic relationship before they marry; and more than half of all […]
Romance is wonderful, especially for a “senior”—but marriage has to be thought out carefully. The financial implications are the most important thing to consider. Living together without getting married may make the most sense. But if marriage is what you want, you have to have serious financial discussions before you take the step. Proof of your income, […]
Is there a future in marriage? A Pew poll in 2010 found that a whopping 50% of young Americans, and 40% of all Americans, believe that marriage is becoming obsolete. There are others who want to revive the “traditional” marriage, get rid of no-fault divorce laws and change the attitudes about marriage. It is interesting that at […]
