Formula for Alimony

Family Court judges have needed a formula to avoid unfair settlements, because the amounts and payment schedules are usually decided by them. Judges are on their own in deciding how to prioritize the various factors and how to translate them into dollar amounts—resulting in wildly inconsistent alimony awards. The unpredictability of alimony rules imposes unnecessary costs.  […]

Protecting Your Credit

Everyone should be proactive about monitoring their personal financial data.  Credit reports have become consumers’ passport to the financial world.  It is very important that you make sure that the information in your report—that is used to formulate your credit score—is accurate. You are entitled to one free report annually from each of the three credit bureaus—Equifax, […]

Checklist for Selecting a Divorce Attorney

Anyone who is faced with the challenge of going through a divorce is at a stressful time in their life and needs the best assistance that they can get. One of the most essential parts to a successful divorce case is locating and hiring the right divorce attorney for your case. This is critical because […]

Senior Marriage

Romance is wonderful, especially for a “senior”—but marriage has to be thought out carefully. The financial implications are the most important thing to consider.  Living together without getting married may make the most sense. But if marriage is what you want, you have to have serious financial discussions before you take the step. Proof of your income, […]

Digital Flirting

Technology has created new rules for romance—which may lead to the path of infidelity.  Digital flirting is easy to do and easier to get caught!  Online flirtations and provocative photos are becoming the norm among some adults. The social networks—Facebook, Twitter and Skype video chats make it easy to flirt with strangers and engage in sexual fantasy without (technically) breaking […]

Marriage and the IRS

After you get married, be sure to notify the IRS if you are changing your name (not everyone does).  Also advise them of a change in your address if you are moving.  You can miss getting your tax refund if they don’t have the correct address. Marriage can result in numerous tax changes.  If you are […]

Asia’s Gendercide

Across continents, cultures, and centuries, prospective parents have always preferred boys to girls.  Nature agrees because the ratio of live births is usually 105 boys to every 100 girls, because boys have higher rates of infant mortality, engage in high-risk behavior and die sooner.  By age 30 there are equal numbers of males and females […]

Divorce On Hold

The recession has encouraged marriages to improvise, because they have no choice.  Since the financial collapse in 2008 many semi-happy, but not totally miserable, couples have stayed together because they can’t afford to get divorced.  Or they can’t sell their homes or would lose too much money if they did.  So they continue to live together, […]