No one should get married without having a Prenuptial Agreement in place. A Prenup is an agreement between two people that deals with the financial consequences if their marriage should end. It is used to protect your assets going into the marriage as well as future assets. It also protects you against premarital debts your future spouse may have.  Even if you have very few assets, it will protect you in many ways in case a divorce should happen to you.  It will also alleviate a lot of issues that come up in divorce and is in the best interest of both parties that you have one.

If your financial situation changes or other things change, you can replace the Prenup with a Postnuptial agreement. If you don’t have a Prenup or a Postnup agreement, then you will end up in court having a judge decide on the crucial issues of your life, including the division of property.

More than one-third of adults said Prenups make smart financial sense, according to a Harris survey. “The time to plan for a divorce is not when you’re in a state of hate,” says Suzie Orman. You can’t fully protect yourself against a marital heartbreak, but at least you can protect your assets.